Hot and Spicy Chili Rice

2 cups brown rice
1/4 tsp red pepper flakes, or taste
2 - 1/2 tsp cumin powder
1 can black beans, rinsed and drained
1 can diced tomato, drained
1 - 1/2 cup onion, chopped
1 - 1/2 tbs chili powder
3/4 cup cheddar cheese, shredded low fat

Cook the rice according to package directions, adding the cumin and pepper flakes. While the rice is cooking, mix together the black beans, tomatoes, onions and chili powder and simmer 15 minutes or until thick. Serve over the rice and top with the cheese.